There isn’t a purchase or refinance that is too big or too small. I have over 30 years of experience in the Mortgage and Banking Industry. Through Meridian Bank, I am able to lend in 43 states. My most important job is excellent customer service and to give my clients the best rates and loan programs available. I pride myself on the fact that I will work with you and your clients from start to finish and be accessible day, night and weekends. I can offer First and Second mortgages. Conventional, FHA, USDA, VA, Jumbo, Portfolio, Renovation Lending (203k & Homestyle), Forgivable Grant Programs, First Time Buyer, State Housing programs and No Closing Cost programs. I was born and raised in Wilmington, DE. I am married (Angel) with a son in college (Ethan). I am a graduate of the University of Delaware. My hobbies include hanging with my family (6 siblings and 30 nieces/nephews) and also running/working out at the gym/playing basketball when possible.