Frequently Asked Questions (FAQ)

A Pennsylvania community bank founded in 2004, Meridian embraces an entrepreneurial mindset and innovative approach to banking which has led to a better customer experience and tremendous growth for the bank. Meridian has offices across Pennsylvania, New Jersey, and Delaware and has originated over 22,000 home mortgages nationwide in cities and towns from coast to coast.

Meridian Bank offers most of its loan products in all 50 states and Washington, DC.

We make the loan process as effortless and easy as possible.

  • Purchase mortgages are often closed in our office, or at the office of your realtor, closing agent or attorney.
  • Typically, refinance loans are closed in your home, but we are flexible regarding the closing location. We have closed loans at military bases, hotels, truck stops, and even at a US embassy overseas. We work hard to accommodate your specific situation. Appointments are available anytime during the week, including early morning and evening.

Meridian Bank offers a fully online mortgage application allowing you to apply for a loan, view your loan status, and securely upload and eSign documents making it faster and easier to complete your loan from your computer or mobile device.

In your loan closing documents, you will receive a temporary payment coupon that will instruct you on where to send your mortgage payment. Once 30–60 days have passed, you should receive an official welcome letter that will tell you how to set up recurring payments.

Meridian Bank’s Delaware based Lending Team is available to assist you weekdays from 8 AM to 8 PM eastern time and is available nights and weekends by appointment. Our office is open to the public. We welcome the opportunity to meet you in person if you are local. We are located at 1601 Concord Pike less than a mile from exit 8 on Interstate 95 just north of the Wilmington business district.

Ready to Get Started?